000			05945nam a2200853 i 4500
001			5237441
003			IEEE
005			20230927112343.0
006			m o d
007			cr |n|||||||||
008			070326t20152007nju o 000 0 eng d
020			_a9780470112472 _qelectronic
020			_z9780471776161 _qpaper
020			_z0470112476 _qelectronic
024	7		_a10.1002/0470112476 _2doi
035			_a(CaBNVSL)mat05237441
035			_a(IDAMS)0b0000648109572e
040			_aCaBNVSL _beng _erda _cCaBNVSL _dCaBNVSL
082	0	4	_a646.790885
100	1		_aGolio, John Michael, _d1954- _eauthor.
245	1	0	_aEngineering your retirement / _cMike Golio.
264		1	_aHoboken, New Jersey : _bWiley, _c2007.
300			_a1 PDF (p. cm.).
336			_atext _2rdacontent
337			_aelectronic _2isbdmedia
338			_aonline resource _2rdacarrier
505	0		_aPreface. -- Acknowledgments. -- 1. Retire On Your Schedule. -- 1.1. Retirement Options. -- 1.2. Is There a Retirement Crisis? -- 1.3. How Much Do I Need to Retire? -- 1.4. How Long Will it Take Me to Save Enough Money? -- 1.5. Learning Your Own Life Values. -- 2 Analysis Tools and Calculations. -- 2.1. Predictions Based on Average Returns and Inflation. -- 2.2. Spending Models. -- 2.3. Historical Data. -- 2.4. Monte Carlo Simulation. -- 2.5. Historical Simulation and the 4% Rule. -- 3 Live Below Your Means (LBYM). -- 3.1. Spending. -- 3.2. Breaking the Relationship Between Earning and Spending. -- 3.3. Establishing Budget Projections. -- 3.4. Credit Cards. -- 3.5. Increasing Earnings. -- 4 Emergency Funds and Insurance (First Take Care of Stability). -- 4.1. Medical Insurance and Healthcare Budgets. -- 4.2. Emergency Fund. -- 4.3. Personal Financial Concerns. -- 4.4. Documents. -- 5 Investment Instruments. -- 5.1. Bonds. -- 5.2. Stocks. -- 5.3. Real Estate. -- 5.4. Annuities. -- 5.5. Defined Benefit Plans (Pensions). -- 5.6. Cash and Certificates of Deposit. -- 5.7. Social Security. -- 5.8. Mutual Funds. -- 5.9. Exchange-Traded Funds (ETFs). -- 5.10. Commodities. -- 6 Your Investment Plan. -- 6.1. Eliminate "Bad” Debt. -- 6.2. Investment Issues. -- 6.3. Tax-Advantaged Accounts and Free Money. -- 6.4. Taxable Investments. -- 6.5. House--Purchase or Rent? -- 6.6. Mortgage Payoff Decision. -- 6.7. Taxes. -- 7 What Will I Do When I Retire? -- 7.1. Work Part-Time. -- 7.2. Travel. -- 7.3. Volunteer. -- 7.4. Recreation and Leisure. -- 7.5. Health and Self-Improvement. -- 8 Final Issues. -- 8.1. Before You Leave the Building. -- 8.2. Where to Live. -- 8.3. Sources of Income. -- 8.4. Taxes. -- 8.5. Rebalancing. -- 8.6. Heirs. -- Appendix A: Web Site URLs: Information, Online Calculators and Software. -- Appendix B: Fundamental Financial Equations. -- Appendix C: Longevity Table. -- Index. -- About the Author.
506	1		_aRestricted to subscribers or individual electronic text purchasers.
520			_aA practical retirement planning resource for engineers, scientists, and mathematicians In 1995, Dr. Mike Golio, an electrical engineer, became seriously interested in planning for early retirement. In 2003, at the age of 49, he and his wife achieved their goal of financial independence and retired. Engineering Your Retirement is an outgrowth of his research. Whether retirement is imminent or many years off, this valuable guide's straightforward, analytical approach to financial independence answers the critical questions to achieving successful, comfortable, and meaningful retirement. Written specifically for professionals in the engineering, science, and math fields, Engineering Your Retirement examines such important questions as: * How much money will I need to retire? * How long will it take for me to accumulate it? * What types of post-retirement activities are available to technical professionals? Engineering Your Retirement discusses financial independence from the unique cultural view of the technical professional and features many charts, graphs, analytical tools, and equations to help present the financial nuts-and-bolts of retiring in a logical and analytical manner. It offers practical, firsthand advice from an industry expert on: * Effectively budgeting for investments * Planning for health insurance * Choosing a retirement community * Building up a cash/bond ladder * Considering inflation * Portfolio requirements * Investment allocations * Paying off a mortgage * And much more!.
530			_aAlso available in print.
538			_aMode of access: World Wide Web.
588			_aDescription based on PDF viewed 12/18/2015.
650		0	_aRetirement _xPlanning.
650		0	_aScientists _xRetirement.
650		0	_aEngineers _xRetirement.
655		0	_aElectronic books.
695			_aPortfolios
695			_aRetirement
695			_aSchedules
695			_aSecurity
695			_aTV
695			_aWeb sites
695			_aBiographies
695			_aCalculators
695			_aCompanies
695			_aCorrelation
695			_aCredit cards
695			_aDriver circuits
695			_aEconomic indicators
695			_aEconomics
695			_aEducational institutions
695			_aEmployment
695			_aEngineering profession
695			_aEquations
695			_aFace
695			_aFluctuations
695			_aForce
695			_aGovernment
695			_aHeating
695			_aHistory
695			_aIndexes
695			_aInsurance
695			_aInvestments
695			_aLoans and mortgages
695			_aMathematical model
695			_aMedical diagnostic imaging
695			_aMedical services
695			_aNominations and elections
695			_aPlanning
710	2		_aIEEE Xplore (Online service), _edistributor.
776	0	8	_iPrint version: _z9780471776161
856	4	2	_3Abstract with links to resource _uhttps://ieeexplore.ieee.org/xpl/bkabstractplus.jsp?bkn=5237441
999			_c40037 _d40037